is me! I have been in lala land for the past four months or just past that give or take a week. Major upheavals in my life have caused me to procrastinate to the extreme. I'm only back because of a loving prod from a dear friend. Okay, more like an electrified cattle prod but then I kinda needed it. I've missed posting and reading everyone else's posts so I will try to correct that in the next few weeks. Regardless of my personal problems, I'm proud to say that I have stayed true to my journey to a debt free life. True, I'm not as far as long as I would have liked because of some financial issues that came up unexpectedly but I have managed to knock about 400.00 off of my total debt owed AND I just made my last payment on my 401K loan. I restructured my insurance so that I should be getting back about 20.00 more per month instead of PAYING more and with an additional 150.00 that I was paying towards my 401K loan I think things will loosen up a bit so I can breathe a little easier in the coming months. PLUS, I have 3 cards that are within 200.00 or less of being paid off and I'm hoping to have a small tax return this year which should help the strain even more. My goal for the end of the year is to have at least 3 more cards paid off (not counting the 3 that are close to being paid already) and not putting Christmas on credit this year. I did have to put 400.00 on my credit cards for Christmas this year (not happy about it but you do what you must for your children) but considering I'm still 400.00 lower (INCLUDING the Christmas charges) on my total debt owed I think I ended up in a better position then I would have initially thought after all the unforeseen expenses and emergencies combined. Victoria's Secret STILL tries to entice me back with another increase to my credit account but since it is one of the cards that only has 100.00 left until it's paid, they are unlikely to tempt me back.
I truly believe this will be a MUCH better year for me (or at least hoping), especially since I will actually have a real birthday this year. In Leap Years, I will be 11 years old. By people years, that would be 44. I prefer the Leap Year accounting best. 
Happy New Year's to everyone and I hope it's one of the best years to come!
Back by Not So Popular Demand....
January 5th, 2008 at 11:13 pm
January 6th, 2008 at 03:44 am 1199591060
January 6th, 2008 at 03:56 am 1199591783
I am glad that you are close to paying off a few cards and that you and I can be on this journey together!
Just think...when we are both debt free maybe we can do some traveling together. Say a trip to Germany?
Love ya!
January 6th, 2008 at 03:23 pm 1199633006
January 6th, 2008 at 04:26 pm 1199636802
January 9th, 2008 at 01:13 pm 1199884410
January 24th, 2008 at 12:37 am 1201135044
That's not how this blogging thing works.
January 29th, 2008 at 03:34 am 1201577644