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Scraping, scraping, scraping....

July 25th, 2007 at 02:10 pm

to get by. It seems like I've lived my whole life in that mode but, although I'm still living like that, there is one small difference. Instead of getting depressed and running up my credit card accounts, I pull up my debt repayment plan on the computer and look at the totals due and all the interest I pay each month. Talk about your wet blankets on a spending spree! That inevitably douses any desire to head to the mall with plastic in hand. I realized I had really arrived when I was flipping through the shop-at-home-til-you-drop catalogs and found that I was just flipping the pages absentmindedly. There was not ONE thing that I just HAD to have or thought would make a great present for someone. Although I only have 42.00 to get me through until next Friday, I'm optimistic that I can do it or at least make it until I get my 40.00 gas expense check. Plus, I have sold 16 CDs on Half.com and have 28 listed for sale. I sooooo wish I had not sold over 100 CDs to Half Price books. Such a waste! I think I might have received 50.00 max for all of them when I could easily have made four times that amount if not more. Oh well. Lesson learned and committed to memory. Now all I do is look at things and think "Can I sell it for more than what I paid for it"? And if I can't and don't absolutely need it then I pass it by. My new motto in life is to buy low and sell high whenever I can. Oh, to be sure, that won't happen every time I need or just plain WANT something but it will definitely hold my wants in check so that I don't go hogwild on a half-crazed shopping spree. At least not THIS week since 42.00 will not buy even a quarter-crazed spree let alone a half-crazed one. Smile

Ciao, my frugal friends!

9 Responses to “Scraping, scraping, scraping....”

  1. Ima saver Says:

    I haven't been to a mall in over 7 years. I have just lost all desire to buy stuff that I really don't need.

  2. Mea Culpa Says:

    I totally agree with you on malls but, unfortunately, I have a teenage boy that only wants things from one store and it's IN the mall and nowhere else...well, except for online. However, when I DO have to go to the mall (Christmas and birthday presents for my son) I go straight to where I need to go and then LEAVE after I have bought what I need!!! Smile

  3. Aleta Says:

    I try to avoid the mall like the plague. After a while, you will lose that feeling of wasting money. I think the best thing is when you go to sell something and you realize how little you get for it seemed to really cure me about buying. It's a good lesson. You're doing fine and you're learning.

  4. Darla Mathews Says:

    You are so right, Aleta. I have been watching my money better ever since my divorce almost 3 years ago but I have learned that there is still room for more improvement. I never was much of a mall person (thank God!) unless it was Christmastime and I was broke with some room on my credit cards to charge it on. After seeing how little I get for what I spent, it's really helped to cure me of "impulse buying" especially with small change and dollar items that really add up when you buy, say, FIFTY of them. Smile

  5. Aleta Says:

    I think that's the big reason that dollar stores do so well. Most everything is $1. and it's easy to go in there and spend $10. on 10 items, plus they want cash.

    I don't redecorate very often. I normally keep my stuff for a long time and I had spent quite a bit on my main bathroom when we moved here. When I had the garage sale and saw what I sold everything for, I couldn't believe it. I still have not redecorated that bathroom yet. I had other things from the rest of the house that look fine for now. I'm thinking twice about how much I'm going to invest in that room.

  6. Mea Culpa Says:

    I agree with you, Aleta, on the dollar stores. Sometimes they have good prices but other times the prices are not as good as you can find in the grocery stores when they are having a good sale. Plus, grocery stores take coupons and dollar stores won't. At least none where I live.

    I'm the same way you are about redecorating. Once I redecorate it's usually with me for years. It is an eye-opening experience when you see how much you actually get in comparison to what you actually spent. Garage sales are great places to find good deals but not the best place to make good money. I have learned that the hard way. Frown

  7. Aleta Says:

    Garage sales are also good eye openers on how much stuff you've bought and why you bought it in the first place. The day I had mine, I just stood back and looked at all of the stuff that was in one spot and thought alot about impulse buying. I'm less likely to impulse buy now. I have to really, really, really want it and have a place for it.

    Then, when it's gone, you don't really miss it. You have more space. I took a picture of some of my stuff and that's good enough.

  8. scfr Says:

    Great post, and I love the cartoon!
    Regarding the $42 to get you through until next Friday, has your semi-monthly payment from Half.com hit your bank account yet, and did you include that in the funds you have available? My payment from Half.com was deposited in my checking account on the 24th (just 2 days ago).

  9. Mea Culpa Says:

    Thanks, scfr! Yes, it did already clear my bank and I used it on my bills that were due. I figured that I could make it until next week if I was very, VERY careful and I would much rather do without than have late fees added to my credit cards. YUCK! BUT I did get my 46.00 mileage expense check today so it's ALL good. Smile

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